If you still have a landline phone at home you are living in the past century. Get up to speed and save up for gas by switching to VoIP or “Voice over Internet Protocol”. Using the Internet, you can make unlimited local and long distance phone calls in the USA and Canada for about $20 a month, this includes regular landline phones. Vonage.com and Packet8.net are the main players in the arena and both offer exceptional voice quality and the ability to use a regular home phone. You will of course need a high-speed Internet connection, but with the extra savings, the additional fees will more than make up for it; DSL in some places costs as little as dial-up anyways. As if things could not get any better, with  skype.com you can make unlimited phone calls to various countries around the world. Check their website to get the most current rates!

Of course many of us, rely solely on cell phones, and no longer even use a land-line.  In that case, consider having a family share plan with as many friends and family members you can trust. With todays unlimited plans, the more people you add, the lower your overall bill will be. Just make sure these people will end up paying you on a regular basis if you are the one signing the contract!